#510 need support to allow world server to toggle character creation unlockables

see froglok quest line https://eq2.fanbyte.com/wiki/Froglok_%28EQ2_Character_Race%29

this is two fold we need personal account unlockables and we also need server unlockables

so we need to pass along a set of server rules and let the login server send the right class/race listing based on that set of rules

we also need to support the character in the same respect..